Sparkynan, I have the same dilemma. I am a coward and so scared of being unable to cope on my own. But how I would love to have my own little flat, not be answerable to my disapproving husband. Never been especially happy, even after 3 wonderful children. He just doesn't want to do anything. I am lucky I have a wonderful sister who I can go out with anytime, and a friend who is a neighbour, who I go to N.T. places with. But I do not know if I can sustain this relationship, I am now 70, he could go on for another 20 years...