but think there should be a graduated cut off, and I will lobby my MP to that effect.
Yes, there should. It has upset a lot of voters and also annoyed the Trades Unions, not a good look for a Labour Party.
But. This government is a long term work in progress and I honestly believe that, although some things may be difficult for some of us, in general they genuinely want to improve things for everyone, unlike the previous incumbents who appeared to be more interested in lining their own pockets.
Unfortunately, they have also been seen to be lining their own pockets which isn't a good look either.
Perhaps they're trying but just end up looking rather inept.