Cash or card

We use credit card for larger purchases as it gives cash back, debit card and cash, depending what we are doing. I also still use cheques where possible. Our change goes into our piggy bank and is used for when I do a charity stall at Christmas and for car parking.

PS - I’m 77 so no comments about how hard it is for ‘the elderly’

win

So are most of these people you pay in cash declaring their earnings?

And they’d know that how??

I agree spidergran3. Phone payment is so much easier and everything on record so you can see exactly where you spent your money. Much safer than carrying loose cards about as some friends do or even in a purse. If you loose your phone you would know very quickly and no one could open my phone without my face! If you drop or loose your card and it is picked up people can use it contactless and you may not even realise you’ve lost it for a day or two. Phone payment much safer in my opinion.

Lose not loose

I like both. I use cards for bigger things and cash for small things. I hope we keep cash going really as many prefer it still. But it will disappear one day in the not too distant future I think.

pinkwallpaper

I agree spidergran3. Phone payment is so much easier and everything on record so you can see exactly where you spent your money. Much safer than carrying loose cards about as some friends do or even in a purse. If you loose your phone you would know very quickly and no one could open my phone without my face! If you drop or loose your card and it is picked up people can use it contactless and you may not even realise you’ve lost it for a day or two. Phone payment much safer in my opinion.

A woman in Sainsbury using a Smartyphone to pay, yesterday, and finding it wouldn't work caused a lengthening queue of irritated shoppers while a Supervisor came over to try and sort it out. She couldn't but explained the woman needed to contact her bank.

Tech eh?

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In my experience many stores no longer accept cash because with so many Bank closures they no longer have anywhere nearby to deposit it.

And they don't want cash on the premises overnight or to be carrying it on their person.
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windmill1

pinkwallpaper

I agree spidergran3. Phone payment is so much easier and everything on record so you can see exactly where you spent your money. Much safer than carrying loose cards about as some friends do or even in a purse. If you loose your phone you would know very quickly and no one could open my phone without my face! If you drop or loose your card and it is picked up people can use it contactless and you may not even realise you’ve lost it for a day or two. Phone payment much safer in my opinion.

A woman in Sainsbury using a Smartyphone to pay, yesterday, and finding it wouldn't work caused a lengthening queue of irritated shoppers while a Supervisor came over to try and sort it out. She couldn't but explained the woman needed to contact her bank.

Tech eh?

I think the thousands who went through the tills paying through their phone trumps the one person who held things up a bit.

Yes Petra, the hold ups when a customer is rummaging through their purse or wallet looking for the right change or looking through two wallets and a Handbag looking for their loyalty card. Thank goodness for Apple wallet on phone. No carrying round innumerable loyalty cards anymore.

Booths is vaguely famous for their declaration we’re not having self checkouts (except in the Lake District to satisfy the tourists)
Today about 1/2 their tills were staffed, including the newly labelled cash only till,
which was the only one without any customers, despite the queues at the other tills.

Occasionally I need cash: to buy a concert programme, to pop in a charity collection, to pay the window cleaner etc. I try to keep a reasonable amount handy. Yesterday I wanted more coins and the next two places would only take card.
Mostly though I find it easier to pay by card.