Please can I get a refund on 2023? And skip to 2024?

I m exactly the same granny 2022 was a bit of a tarter but the start of ‘23 has been ten times worse I won’t go into details but needless to say the worse start for as far back as I can remember

I’m sorry things are so difficult for you.

Although some things were good for us last year the rest of it was probably the worst year we’ve ever had and we’ll be dealing with the aftermath for some time yet. I’d like everyone to stay the same age we are now but fast forward five years.

grannyactivist thank goodness no-one was hurt and I hope everything gets better soon.

I have realised that New Year is just a constructed concept, things don't necessarily change because the date changes.

Sometimes one thing hits us after another but I hope you can see some light on the horizon.

Sorry you are having a rough time of it, ga. We had a small kitchen fire years ago and can empathise re the smoke damage.

Last year was not good for us and this year hasn't started too brilliantly.

Hey ho - we are women and we are strong. And we have gn!!

Horrible thing to deal with ga. I well remember a kitchen fire when our two were young. Terrifying it the moment the smoke damage took weeks to clear. I hope it’s easily sorted, and you go on to have a calm and less stressful Spring .

We said last year was cancelled. Wouldn’t mind skipping the current bit of this year. We can do this, even if we don’t want to is our current motto.

Hey ho - we are women and we are strong. And we have gn!!

Is it bad that I read that as "we have gin"...?

grannyactivist I hope the insurance company are proving helpful and making everything good for you.

I read it that way,too , V3ra. Funny that. Hope things improve for you grannyactivist.

I truly sympathise with you and smoke damage from a house fire must be so horrible to cope with. I am glad you are safe though.
I also would have liked to skip the last few years since 2020 really. I have never known such a bad spell in my life.
All things have to pass though and I am convinced things will get better eventually.

We can have gin as well!

I'd like to have a year refunded too. March 2022-March 2023 would suit me just fine.
Could probably manage with the 2022/2023 tax year if that's easier?


Thank you!

Grannyactivist
We had a kitchen fire a couple of years ago, the insurance company sent in a team who cleaned the whole downstairs, every item out of every cupboard was cleaned and replaced.
All the curtains were taken away for expert cleaning, and all the carpets were cleaned.
It was scary at the time, but honestly, our home had never been so clean.
I know how you feel though, every year my husband says, well hopefully this will be a better one, but so far this year, we are having the same problems and dramas, and I honestly don’t see an end in sight.

Grannyactivist I’ve been on Gransnet a long time and have seldom come across anyone as strong and proactive as you, but the fire must have been a real blow. It’s something I dread. Last year was the worst year of my life, and this year, on my worst days, I just can’t get past the sea of difficulties and “what ifs” that stretch out in front of me. But as Kitty said, we women have inner strengths. And did someone mention gin??

BlueBelle

I m exactly the same granny 2022 was a bit of a tarter but the start of ‘23 has been ten times worse I won’t go into details but needless to say the worse start for as far back as I can remember

💐🌺🌷🌸🌹🌼🥀🌻🌞

grannyactivist sorry to hear of your troubles recently. Our last year was one of the worse ever too. I hope things brighten up for you (and everyone else having a bad time) soon.

ga I hope things improve for you. We've had some terrible years
Fortunately last year wasn't too bad (I'm scared to say it), apart from my brother being very ill, thankfully recovered. We too have had a kitchen fire. It's awful.

grannyactivist

2022 was such a truly horrible year that I couldn’t wait for it to end, but I really don’t like the way 2023 is shaping up either.

We’ve had lots of diverse problems to deal with, but the icing on the cake was a recent kitchen fire. Nobody was hurt and we are insured, but the smoke damage is horrendous.

My daughter called me a couple of days ago and itemised the long list of stressful things I’ve already had to deal with this year before wailing, “And it’s still only February Mummy”.

Sorry to hear about your 2023 so far but your amusing title about getting a refund suggests you have the wit and strength to pull through!

Thank you all for your comments - I’m sorry others are experiencing similar woes.

I’ve always had a lot on my plate, but the last 14 months problems seem to have been coming relentlessly and stress has caused me to have three episodes of Transient Global Amnesia, where I ‘lose’ several hours of memory and become very disoriented and, for want of a better word, feeble. Most unlike myself! I’ve also developed a stammer that appears when I’m tired or stressed, which doesn’t bother me, but works as a signal to let me know I need to de-stress.

My wonderful husband, who is experiencing a lot of the same problems alongside me is, as usual, proving himself to be an absolute rock - and I have got myself on a waiting list to see a very experienced counsellor so I can use her to offload onto in the future. Things could be worse!

Right now I’m in bed feeling dreadful and nursing my ribs that are sore from endless coughing - hoping that I’ll be well enough to go away at the weekend as I’ve organised a family get-together to celebrate our daughter’s 40th birthday.

granny activist I hope you are better for your daughter's birthday. You need something to boost you in the bad times 💐

ga, how I feel for you!
For us, 2023 is an improvement on the two previous years.
Our son died very suddenly in 2021 so we hoped for a better new year. Some hope! DH was diagnosed as terminal this time last year and died 4 months later.
To date, although sad and lonely, 2023 is much better…

With deaths and major health issues (DH) 2014-2017 were my horrendous absolutely abysmal years. Just tonight I read the emails that I created and didn't send to my mother whilst she was dying and after dad had died. I am truely hoping those are my horrible years forever . I don't want to contemplate worse ones.
You have my thoughts at this time for you

Good luck with your insurance claim then
from my personal experience, made a claim for subsidence on small extension last August. surveyor came 6th Sept. and now only after chasing and chasing, I am finally getting some movement,, imo they have tried every trick in the book to avoid liability.

my have I learned stuff though, I am with Saga, I thought for older people,, did I get that wrong?
apparently they are merely brokers, and I am really insured with Axa,, who I admit have tried... but they passed me to 2 or 3 other companies to deal with claim, I think they had changed companies or something.. so insurance,,,, hmmm!

I’m currently laid low with a virus and might have to miss my daughter’s birthday weekend. I really don’t want to risk spreading it among the family. 😢

My sons and my lovely daughter-in-law (who juggles a 5 month old and a 4 year old) informed me yesterday that they’ve taken over all the preparation and planning for the coming weekend. 😍

On a happier note, we’re with NFU insurance and, so far, they have been absolutely brilliant They appointed a Loss Adjuster who is keeping us informed regularly and they in turn have contracted a Disaster Recovery Company who are going to be doing the remaining remedial work. All three companies have made timely contacts and we’ve been in complete agreement about what needs to be replaced and what work needs to be done.

I had 2

I had 2 family bereavements in 2022and the year passed in grief and sadness. I hope 2023 to be better.