Please can I get a refund on 2023? And skip to 2024?

grannyactivist sorry you will miss your DDs party but you may not have enjoyed it while you are still ill.
I have had to miss a few things due to pesky viruses. They turn up at the most inconvenient times.

UPDATE:

So, the decision has been made. I’m not well enough to attend the 40th party for my daughter this weekend so I shall be home alone. Boo hoo. 😥

I’m feeling very sad, but it’s the only sensible decision as with a baby and young children in the group it’s just not fair to:
a) risk passing on this awful virus and
b) spend half the night coughing and disturb everyone’s sleep.

I have missed out on family events because of ill health several times in the past, so it’s not a first, but I was a bit weepy earlier. I’m very grateful we have the technology for them to FaceTime me, so I shall still be able to take part in a limited way. Ho hum!

I don't think my 2023 will be as bad as 2022. I lost my sister, at least 3 of my best friends, 2 other friends and my beloved west highland terrier. Come back to me nearer the end of 2023 and I will tell you then.

Thanks Sara that's worth knowing!
Sorry Daisy that you're having a tough time
Sending hugs
As you say, Spring is arriving and there is always something to look forward to.

We are insured with Lloyd’s and they have always been brilliant.
We haven’t had to claim often fortunately, but we had one big claim about twenty years ago of about £40.00 and they didn’t quibble over anything.
More recently we had some storm damage, and they told us to just get it done, no quotes necessary.

Sometimes it seems as though life is just throwing everything it can at you all at the same time to see if you can cope. Got scaffolding up the house to repair roof after storm damage, electric gates seized up and gate man is away, one of my closest friends has been diagnosed with stage 4 lung cancer, had to have my old (nearly 15) Lab put down last week and as the icing on the cake I have scraped the side of my car this afternoon doing a large amount of damage - still drivable but looks terrible! But not as bad as some people and the daffodils are coming out so spring is round the corner!

Sorry to hear GA that you have been having such a rotten time.
Many commiserations.
Who are your insurers sarah1954?

My worst was from Nov 2020 when DH died until 2022.
The ceiling fell in and the insurance wouldn't pay up
A tree fell across the drive and a tree surgeon was costly.
Then my Rayburn was leaking gas and the CH boiler needed replacing.

It's taken me until then to get things repaired, replaced and paid for.

Saga insurance sent an assessor for the ceiling but it was deemed lack of maintenance. Well, I'd been nursing my DH through cancer for years so a bucket to catch the drips seemed to work and we really didn't want workmen about the house.
So a catalogue of awfulness but at least no fires and I had to install monitors and detectors all over the house which I am now glad of.
I have a far more efficient boiler and a new cooker but I miss the Rayburn.

I like to think DH would be proud of me

and to sunnyside up, and to all of you who have suffered.

to grandetanteMattie.

also to grannyactivist.

2022 was my first year without my beloved husband so there is no way 2023 could possibly be worse than that. I am an optimist by nature, things can and will get better - eventually.

My thoughts are with everyone who is suffering one way or another in early 2023. One elderly sister (who has been like a mother to me) has broken her pelvis in 4 places and fractured a vertebrae, my second sister has just lost her husband and I’ve just been diagnosed with widespread cancer cells, secondary to appendix cancer 6 years ago. Currently inoperable. All in about a week of each other.

So far this year I have lost my sister-in-law to cancer and my mother-in-law has just passed away at the age of 101.
I have also been ill with what may have been Covid or a virus that lasted nearly 5 weeks.
Roll on March and please be a better month!

I just want to add what I hope is a little bit of a cheering note. Today is March 1st, so St Davids day and the first official day of spring, with some lighter days to come and the flowers starting in the garden. I am having cancer treatment and various other things happening but hanging on to the thought of the weather getting a bit better hopefully and that we can look forward to being able to open windows and turn off heating (if it is not already off) and not need to walk round in a coat. We will get by one way or another and it is good to be able to come on here and have a chat when you live alone and no one to talk things through with. Hope things improve for everyone

For me, or rather us, it was 2020 and 2021 that were plagued by ill-health and other things that were hard. Last year, apart from the war in Ukraine and rising prices was better then the two preceeding years, and so far 2023 looks fairly good.

So I am sorry to hear so many of you are having a bad time of it this year.

I hope the year improves for you all, as it goes on.

I am so sorry to hear about everybody's horrendous years. I have lost a number of friends through illness the last two years but I put this down to my age.
I hope you feel better soon Grannyactivist.

Sending hugs GA to you and everyone experiencing difficult times just now .💐💐💐💐💐💐💐

I had 2 family bereavements in 2022and the year passed in grief and sadness. I hope 2023 to be better.

I had 2

I’m currently laid low with a virus and might have to miss my daughter’s birthday weekend. I really don’t want to risk spreading it among the family. 😢

My sons and my lovely daughter-in-law (who juggles a 5 month old and a 4 year old) informed me yesterday that they’ve taken over all the preparation and planning for the coming weekend. 😍

On a happier note, we’re with NFU insurance and, so far, they have been absolutely brilliant They appointed a Loss Adjuster who is keeping us informed regularly and they in turn have contracted a Disaster Recovery Company who are going to be doing the remaining remedial work. All three companies have made timely contacts and we’ve been in complete agreement about what needs to be replaced and what work needs to be done.

Good luck with your insurance claim then
from my personal experience, made a claim for subsidence on small extension last August. surveyor came 6th Sept. and now only after chasing and chasing, I am finally getting some movement,, imo they have tried every trick in the book to avoid liability.

my have I learned stuff though, I am with Saga, I thought for older people,, did I get that wrong?
apparently they are merely brokers, and I am really insured with Axa,, who I admit have tried... but they passed me to 2 or 3 other companies to deal with claim, I think they had changed companies or something.. so insurance,,,, hmmm!

With deaths and major health issues (DH) 2014-2017 were my horrendous absolutely abysmal years. Just tonight I read the emails that I created and didn't send to my mother whilst she was dying and after dad had died. I am truely hoping those are my horrible years forever . I don't want to contemplate worse ones.
You have my thoughts at this time for you

ga, how I feel for you!
For us, 2023 is an improvement on the two previous years.
Our son died very suddenly in 2021 so we hoped for a better new year. Some hope! DH was diagnosed as terminal this time last year and died 4 months later.
To date, although sad and lonely, 2023 is much better…

granny activist I hope you are better for your daughter's birthday. You need something to boost you in the bad times 💐

Thank you all for your comments - I’m sorry others are experiencing similar woes.

I’ve always had a lot on my plate, but the last 14 months problems seem to have been coming relentlessly and stress has caused me to have three episodes of Transient Global Amnesia, where I ‘lose’ several hours of memory and become very disoriented and, for want of a better word, feeble. Most unlike myself! I’ve also developed a stammer that appears when I’m tired or stressed, which doesn’t bother me, but works as a signal to let me know I need to de-stress.

My wonderful husband, who is experiencing a lot of the same problems alongside me is, as usual, proving himself to be an absolute rock - and I have got myself on a waiting list to see a very experienced counsellor so I can use her to offload onto in the future. Things could be worse!

Right now I’m in bed feeling dreadful and nursing my ribs that are sore from endless coughing - hoping that I’ll be well enough to go away at the weekend as I’ve organised a family get-together to celebrate our daughter’s 40th birthday.

grannyactivist

2022 was such a truly horrible year that I couldn’t wait for it to end, but I really don’t like the way 2023 is shaping up either.

We’ve had lots of diverse problems to deal with, but the icing on the cake was a recent kitchen fire. Nobody was hurt and we are insured, but the smoke damage is horrendous.

My daughter called me a couple of days ago and itemised the long list of stressful things I’ve already had to deal with this year before wailing, “And it’s still only February Mummy”.

Sorry to hear about your 2023 so far but your amusing title about getting a refund suggests you have the wit and strength to pull through!