I had better reiterate the caring bit at this stage.
All of what I have written does not mean that there are no people struggling. Of course it doesnt. But it may be that they are struggling because they got into debt at some stage. Or gave some money to someone else in debt, say a family member. Or they have just lost their job, and their benefits have not come through yet. Or there was a hiccup with the money coming through etc etc.
Or else it could indeed mean, that the Tory government are being too harsh and have got it wrong.
Patronising comments about mature love
.
I don't find that an adequate reason for calling people uncaring. 