Cream cheese, banana and honey, divine! A lot of people say uuugh when I describe it, but I knew a sandwich bar who used this combination when I worked in London a while ago and it had many devotees, in fact that's where I first discovered it and have never looked back. Whilst I like peanut butter I wouldn't want it with banana, although in America it seems peanut butter goes with anything and everything like peanut and jello, horrible!