This may be odd to you but if you hold Premium bonds and when you win how many times in your mind do you spend that money?
I won £125 this month and I need new step ladders so I will spend it on those.
I need to hire a skip to get rid of all our decluttering , oh that’s ok I can put my winnings toward that.
My S told me this morning he is taking the GS’s away on Monday so I will give them extra spends.
By the end of the month I will have spent that money several times over.
I would spend on those things anyway but that sum of money means I justify all my purchases.
Are you disciplined or do you save it?
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