Holiday insurance

Let me know if you find a good one!

Apple, I also have been unable to get holiday insurance for self and husband who has an impressive medical history! In fact we did get one quote for a weeks holiday cover in Norfolk, we live in the South East totalling £220! Outrageous needless to say we declined. Just keeping our fingers crossed we are in full health before we go.

Saga, should insure you, my husband has medical issues, we have an annual insurance with them.

Should say though that with medical issues, Spain and USA are very expensive, Australia, not so much.

Money saving expert has a link to insurance for those with health issues.
Used it and got reasonably priced insurance for DH from Staysure. We are going to South Africa.
Be aware, I was going to get insurance for us both for the trip. However it worked out much cheaper to get annual worldwide insurance for myself from the same company.
If you are staying in Europe there is a site which has the travel component, luggage etc, but leaves the health side to the health service of that country. EHIC plus. Post DH first stroke we were quoted over £200 for him for a weekend in Venice and just £20 with them.
Good luck with your search

Yes Saga are good, they accepted us when all the others turned us down. You pay a bit more but then you can relax and enjoy your holiday knowing everything's alright if things should take a turn for the worse and you can get home. Dread to think ŵhat it's going to cost us in a few years when we go to visit our eldest daughter in New Zealand!

Kittykat, NZ shouldn’t be too bad, Australia was on a par with Europe, mind you it was several years ago.
Why not ask them for a quote now? It would give you a rough idea.
I always go for a joint Insurance, that way if one of us is ill we both get brought home and I never Insure for the UK, it costs too much.

Not happy with Saga insurance (love their holidays), just got a quote for two weeks Caribbean cruise, nearly £1700, more than the cost of the cruise.
I expect this is due to my age, mid seventies, and a couple of medical conditions, neither of them life threatening.
Got a quote for less than half that, but several companies refused cover altogether.

We are off to Cyprus next month and have a year's insurance with Insureandgo.
My OH has, in the last few years, been treated for Hodgkin Lymphoma, has Type 2 diabetes and last September had a hip revision. Insureandgo will exclude these conditions when they insure him. I have high blood pressure and cholesterol which are covered. We pay about £120.00 for a year's cover.
You need to speak to them by phone and I have always found them to be very helpful.

Have you tried Goodtogo. com? They were one of the few who would insure my oh who has recently been diagnosed with prostate cancer.

Silver surf, I imagine that if you fall very ill on a cruise they might have to helicopter you off? Or was that just for a Mediterranean Cruise?

Sorry just spotted Caribbean Cruise, DH got a quote for a holiday in Florida £540 per week! We probably won’t go back there any time soon.

Thank you ladies for your help and advice. I will be phoning the companies mentioned. It is insurance for a week’s holiday in Europe. Hopefully, to go to either Greece or Spain.

I will Luckygirl.

You don’t want an insurance policy that excludes your conditions. That’s why there aren’t many companies to choose from.

Oopsadaisy12 it all depends what the conditions are. The conditions excluded for my OH are not going to cause him problems on a weeks holiday in Europe. If he were to be covered for them it would cost thousands and we would never go away.

Sar53, the problem with having exclusions on your Insurance is that the Insurance Company will do all they can to link the problem that is covered with one that is excluded. Ie. If your DH were to fall and hurt himself, they might say that it was due to his Hip problem.
Having said that, as you say, it’s Europe and we have reciprocal health care with EU countries.
Although after my DHs experience in a Portuguese hospital I would prefer to go to a Private hospital any time.

Try Holidaysafe, this was the only one that quoted me an affordable cover to the USA ( £160 instead of £600). the maximum length of holiday they cover is 31 days. They just need to know what medications you are taking.

My husband also has had a stent fitted, and has to take tablets for his heart, blood pressure and cholesterol as well as his and my other health issues. We buy our travel insurance from Marks and Spencer or Aviva, both are very good. For a single trip of around a week for both of us to say Spain it's around £40-50. We are both in our 60s

I ve just paid £ 17 ( 73 yr old) for a single trip ( Europe) with RAC mind you I have no medical problems apart from all the usual aches and pains of aging and deteriating eyesight I paid 30 something to NZ couple of years back I think that was AA

Saga refused to insure me. JustTravel have for the past three years, reasonable Prices and you speak to a person, rather than filling in endless forms on line

Jaymbee and spottysox, our Insurance is up for renewal in a couple of weeks, I’ll give your recommendations a go! Thanks

Have had brilliant service in the past from John Lewis travel insurance. Then OH reached the grand age of 75 and JL said they would no longer provide an annual policy. However, Insureandgo have come up trumps.

You can get medical cover just need to keep phoning the different companies it's a bit of a pain but that's all you can do to get what you want at a reasonable amount.
We are in our early 70s have medical conditions but some companies will not cover hubby for his condition.
Keep clear of world wide cover which will cost the most so keep your holidays in Europe.
Staysure travel insurance would not pay out to us when we had things stolen because they were covered on our household insurance.
Best of luck