Today is my granddaughter's 18th birthday. I've spent a happy day with her and my family. Present opening this morning, followed by lunch at a delightful Indian restaurant in Oxford. Eighteen years ago I was present at her birthday. Her parents very thoughtfully asked me to cut the umbilical cord. I felt very privileged to have that honour. I had been widowed exactly five weeks previously. This was a precious moment, never to be forgotten. When my granddaughter was tiny she used to point to her tummy button and say, 'You made this'. 
Burnhams Tax on Cash ISAS and Death tax
AIBU to wish toilet cubicles were a decent size.



