They're nearly always 'apartments' round here - I think the builders/estate agents thunk it sounds swankier. I heard of someone who was very offended when someone asked about her flat - 'It's not a flat - it's an apartment!'
Maisonettes - there are a lot of purpose built (mostly Edwardian) maisonettes around here. They are distinguished from flats by the fact that they have their own front door to the street. Most also have their own small garden, with steps down if they're the first floor one. From the outside they look like a period house, until you notice the 2 adjacent front doors.
I have sometimes wondered who thought up the term 'maisonette'. Was it some builder who first thought of dividing a house in two, and translating 'little house' into French? Or did he just nick the word from across the Channel?
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Very Hyacinth!