I would buy a couple of holiday cottages in various locations, all overlooking the sea. These could be used by anyone in the family who wanted a break. Then I'd buy both adult children, and ourselves, a house each. My daughter has always wanted horses so she'd get them, with land and stables. I'd also like to be a secret millionaire, meeting people who need cash badly, and secretly giving them what they need. I like to help people start businesses, because that creates employment. I'd create proper shelters in every town, so there is no such thing as a homeless person. I'd employ teams of gardeners and landscapers, to revamp all the scruffy bits of town, and would open up all the closed shops to those who have good ideas for new shops. I'd pay their rent and rates for a couple of years. Oh, the ideas are endless. What a fun subject.