Apparently it's a write-off!

I think there are different categories of 'write offs' Does what they are offering equate to the whole value of the car prior to your lending it to your friend? If so would it perhaps be better to accept and replace with a second hand equivalent if that's possible?

I agree with Movedalot on questioning if they are friends.

Presumably, if the insurance is in their name.

But will the cheque go to the 'friends'?

If it is not too personal a question - what I mean is, if it's a write off, presumably you should get a cheque, really soon?

What is the value the insurance company are offering then?

These are 'friends'? Nope, they have strung you along for far too long when they must have known they would have to fess up eventually. What does Mr P say? Have they offered to replace the car? Perhaps they were only covered for third party so the insurance company are not involved at all? I don't swear but feel like it now. [hug]

Are the friends prepared to help you in any way over this, phoenix? Are they just saying that 'it's happened and it's just too bad'? I can't actually remember al of the details, but did one of them not damage your car, and not tell you?

They won't do that, it's more trouble than it's worth to them. You could source the part yourself and the Insurance company would probably then pay up...

In view of what has gone on before, can you rely on this information?

Do you know the name of their insurance company?

phoenix, that's awful. I remember how much you did for these friends and I think they have behaved appallingly. What a mess (((hugs)))