Travel insurance to USA

We looked at those reward bank accounts with Halifax, but the travel insurance didn’t cover USA and the breakdown cover very limited, with the car only being uplifted to the nearest main dealer.
I found The Post Office very competitive for my current needs - I take meds for BP, but Worldwide was only £150.

Not what you asked, I know. But do you know why you are having the nose bleeds. Perhaps the problem can be solved before you go (cauterisation, or ...).

angela998

I have been getting quotes for a new annual worldwide travel insurance policy and at 70 and some medical conditions, I am finding the quotes are twice what I was paying last year. I see that some of the banks (eg Lloyds, Virgin, Co-op) provide worldwide cover in their packaged accounts. They state that pre-existing medical conditions may be accepted or subject to an extra premium (amount unspecified). I visited one of the banks but they could not tell me whether my conditions would be accepted until my account was set up. Naturally I don't want to go to all the hassle of moving my account and then find I can't take advantage of the travel insurance. I wondered if anyone had any experience of this.

We paid an extra £400 last year on top of our RBS free travel insurance. Both penalised over age then cover for all our ailments. Sadly we only used it once as DH became unable to travel .

Sorry, Nationwide is under 70 with no age related additional costs, the Co-op is under 80. You can pay extra if you are above their maximum age. We changed account to avoid what was a steep age-related penalty at Nationwide when my husband turned 70.

We’ve had cover via a Nationwide Flex account, but have now moved to the Co-op as their penalty free upper age limit for travel insurance is 80. Nationwide was 70.

The fee is £15 per month, which includes travel and mobile phone insurance, and RAC breakdown cover. This would be the same for a sole or joint account.

We pay an additional £70 per year for my husband’s fairly serious existing conditions.

The travel insurance allows multiple trips per year providing none is longer than a month (I think. It may be 28 days), and I believe the RAC element is limited to three call-outs per year.

I have been getting quotes for a new annual worldwide travel insurance policy and at 70 and some medical conditions, I am finding the quotes are twice what I was paying last year. I see that some of the banks (eg Lloyds, Virgin, Co-op) provide worldwide cover in their packaged accounts. They state that pre-existing medical conditions may be accepted or subject to an extra premium (amount unspecified). I visited one of the banks but they could not tell me whether my conditions would be accepted until my account was set up. Naturally I don't want to go to all the hassle of moving my account and then find I can't take advantage of the travel insurance. I wondered if anyone had any experience of this.

You will have to go back to the old fashioned method of telephoning the Insurance Companies and talking through your health problems.

If you are going as a couple get joint Travel Insurance.

You have to declare it as a pre-existing condition alongside any others so the insurer can assess the risk.

I'm looking for US travel insurance too. It's much more expensive than European cover but they charge you if you sneeze over there.

Dr Google says the medical term for nosebleeds is epistaxis, if that helps - but presumably there would be a cause?

[Ours wasnt for US specifically, but it was for worldwide cover so it sort of was].

It may need a medical name.
Which you may need/be told to contact your GP about.

When we tried cover for something, it did not appear on the insurer website, so we were told to refer to the GP to get something that would appear on their lists to cover it.

This sounds like a pre-existing condition to be declared. You will need to speak to insurers about it or use a broker.