I don't know about water dispensers.
I do know that it is possible to heat water in a microwave, past 100 degrees C without the water boiling. Until you take it out of the microwave, when it could boil, spit hot water over your hand or spill boiling water from the cup.
As I live alone, I use a travel kettle which boils one cup in about the same time that a standard size kettle would do. A standard sized kettle has a minimum fill requirement that is usually more than one cup.
I keep the standard kettle for when I do need to boil larger quantities although my travel kettle would hold 2 small cups worth of water, but not 2 mugs worth!