Galen, I think you just go to FORUMS, right at the top, in the maroon strap line. Click there, find the subject you want to add to, i.e. CHAT/HEALTH/MONEY etc. Click in the orange box where it says Start a new discussion. That should do it, and I am on my Ipad. (Apologies if I am teaching Gransnetters to suck eggs) 
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