I detect a few inconsistencies here, long term girlfriend but is thinking of settling down? I think long term means they have settled down.
Has always insisted that we live in her country? Then why is she still here?
Reconsidering having a foreign bride! Really? Foreign? if you love a person you surely stop considering them as foreign.
You want to stay where you are at...........
I expect I will be slapped on the wrist for this, but as the OP hasn’t come back, I suspect that someone is just bored and has made up this scenario.