foxie48
"Most sensible people are not in that position, perhaps they're just mugs."
Allira I would never use the word "mugs" to describe people, it's a horrible, disparaging expression. However, anyone who has some cash that they don't need can, if they wish, pass on some money quite legally. you don't need to use an expensive financial advisor, the rules are extremely simple and easy to follow and I'm sure your children (and anyone else you wish to help) will appreciate your generosity. MIL helped our daughter financially through med school, it built a bond between them which was really very special, our daughter wrote to her regularly and spent a lot of time with her when she was home from uni. Mil aged 99 insisted on going to the graduation, it was a long journey and the hottest day of the year but to see her delight in her grand daughter becoming a doctor is a very special memory. I've learned a lot from that, once you have enough money to live, the rest should be used to help others and so we do, but we ensure we have enough left to look after our own needs........what remains when we die, can go to the state!
You didn't get it, did you!
I'll include us (DH and me) in the 'mugs' description - most normal, sensible people who pay their way, pay their taxes, don't evade them, don't see other people off, are the ones who don't become millionaires.
We're the mugs while others get rich at our expense.
It's not horrible or disparaging - mugs perhaps but we can hold our heads up.