For contents insurance, I was with Norwich Union (now Aviva) for years and years. Their premium was getting ridiculously high. I started using a broker who saved me about £400 a year. The insurance company? Aviva! What goes on there?
I was renewing my car insurance with Hastings Direct and, whilst we were on the phone, the premium was dropping in £50 increments until it reached £150. I grabbed it there and then! The how, whys and wherefores, I have no idea!
It is probably just me, but I HATE shopping around with a vengeance! Either pure idleness or the utter boredom with the whole palaver!!