Moped insurance at 78?

Have you thought about a cycle with a motor ?? I regularly see one around our town. I assume (may be wrong) that they don't require insurance.
They take the effort out of cycling.

After a quick google it would appear that if it has an electric motor your fine. Petrol or diesel require insurance etc.

AmadouMan presume you have looked on the Gocompare websites and various,

I love my 'battery assist' bike and no insurance necessary. Certainly makes cycling easier and as I still have to turn the pedals I get exercise too.

tiggy my Dutch & German friends all had those bikes when we lived in Spain they where very popular with them,all the excercise without the effort

Thanks for your help/advice people! The battery bikes seem interesting but I wonder about the range (mileage) available, and about the cost of replacing batteries? I still hanker after a small scooter ...
AM

Amadou - I get about 20 miles from my Giant bike which is nore than enough for me ! I understand the later models have a greater range. As for replacing the battery , I have had my bike 8 years and never needed to replace the battery so have no idea how much they are. I have a basket on the front, 2 panniers on the back and a couple of bungies to strap a bit more on so I can use it for shopping. When I had my pony I took my saddle and everything else down to the field on it. Never tried a bale of hay though ! LOVE IT !!