M0nica
doodledog As i have said before more old people die, often in cold damp houses, let alone with updated kitchens, but with their savings untouched because they keep put off spending it in case they need the money later. Spend it while you can enjoy the fruits of what you have acquired by your own hard work. As you say, no pockets in a shroud.
tue enough but just one example, my neighbour had a bad stroke and his savings are dwindling fast, so he has had to go into a care home not of his choosing.
Savings allow choice, the `what if` situation, quite similar to the insurances that people buy. It cost me several £k to arrange a nice funeral and send-off plus a memorial tree for my husband, who died very suddenly while out. I could not have arranged all that so quickly without savings
Some people have enough to spend and have a safety net, others can only afford the safety net