Same here with ML, a lot of money was being wasted.
Now AC and partners, with wish-lists, do a secret Santa. I give them each a present from their lists. They club together and give to me something nice, once an iPad, another an object I hankered after, this year an armchair.
I give towards my several grandchildrens’ yearly sports subscriptions.
Money has been spent on wanted items, no disappointments and less hassle these days.
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Christmas
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