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Ignorance is no excuse

(158 Posts)
Cabbie21 Tue 05-May-26 07:30:48

I have just met someone who is ranting on about how ‘‘disgusting” it is that “ they” don’t tell you anything i.e.what you’re entitled to, eg bereavement benefit, reduced Council Tax.
I pointed out the huge campaign to publicise Pension Credit, which led to a diatribe about how unfair that is, that people who have saved get nothing etc. Then she got on to how “ They” take your house to pay for care, “They “ get it all when you die, how you can’t do what you want for your children.
So much mis-information!

Doodledog Fri 08-May-26 20:34:57

Cross posted, Allira - I wasn't ignoring your post.

Iam64 Fri 08-May-26 20:35:50

Doodledog, thanks for continuing to debate the issues. I’m left leaning as most know but I’m increasingly concerned about the perceived unfairness with what Keir Starmer referred to as hard working families and their neighbours who don’t work but appear to have worked out ways of making the system work for them.

My dad had two weeks respite in six so mum could recover. They were in their eighties. Dad’s employment pension meant he paid for respite, fine. He was well cared for. Other people without work pensions were L.a. funded. Quite right to, ex pet dad paid a much higher premium.

Doodledog Fri 08-May-26 21:17:51

I think a major problem is that living is just so expensive and wages are too low. AI tells me that the average rent for a 3 bed house is £1300-£1700 a month, depending on area.

Minimum wage after tax and NI is £1780 for a 37.5 hour week, so it is clear that there is going to be little of that left after paying the rent. If both parents work, they need to pay £600-£1400 month if they claim government funded hours (depending on the age of the child), so again, there will be little left over, and it is very hard work running a home and bringing up children with two parents working full-time.

If that couple see another couple with neither parents working, or one working and getting benefits and top-ups it is not unreasonable for them to be resentful. They must feel as though they are running to stand still. Surely it is wrong that two people working full time can't afford to have a decent lifestyle and bring up children, when those with one or both of them not working can?

Yet it is often the same people who say that benefits are too high who object to rises in minimum wage. Something has to give. Either rent caps, higher wages or cuts in benefits. If none of those things happen, we can look forward to more resentment of everyone by everyone else, more people deciding it's not worth 'playing the game' and trying to provide for themselves (never mind everyone else), and less money to pay for public services of any kind.

Allira Fri 08-May-26 22:50:35

Doodledog

Cross posted, Allira - I wasn't ignoring your post.

That's ok.

Yes, there are huge profits for some in the care home business.

Allira Fri 08-May-26 22:55:49

Minimum wage after tax and NI is £1780 for a 37.5 hour week

£1,780 per month?

Allira Fri 08-May-26 23:00:42

We rented an end-of-terrace three-bedroom house 40 years ago and it cost £250 pm, equivalent to just under £800 today.

2507C0 Thu 21-May-26 22:41:02

Grantanow

And there have been examples of irresponsible climbers who needed rescue, putting rescuers' lives at risk and costing public money in search operations. Perhaps they should pay for their rescue.

Why not?