Well, I use hubby all the time! I see it as a term of endearment. Maybe it's more of a Canadian thing, but it's common here.
Overuse of 'to be honest' is a pet peeve of mine. And literally, especially when used in the wrong manner!
I probably overuse lovely, but there are lots of lovely things, and the synonyms just don't mean exactly the same.
Your username explains how you die , how do you die?


