I too have been a customer since it was Girobank. When I first came to Manchester as a mature student there were no mainstream banks on the rough estate where I lived so I joined Girobank.
About 2 years ago someone hacked my Paypal business debit card and got access to one of my bank accounts because they were linked. Santander spotted it when they tried to draw funds and sent me one of those "was this you" messages. They sorted it out pretty quickly and Paypal refunded my money from the card. Needless to say I no longer have these cards linked.
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