not for Tales of threads Past.
Lemongrove; Silly me! I failed to read the thread title and then Maw tried to inveigle me into providing a URL which would obviously be led by the prosecution at my trial. 
I wasn't born yesterday! 
My credit card "sin " was in fact not a sin, but a reversed card transaction. I'd bought some items from a glossy Christmas cat. two of which turned out to be rubbish, i.e. not fit for purpose, so rather than complain on GN, I received a full refund, no fuss!
QED!
OoRoo