If you won the lottery

I'd book a World cruise, then sort my family out. Have my garden professionally landscaped, a new kitchen and the house redecorated. Donate to my favourite charities. Sponsor my favourite rugby player! And then I would go on holiday again.

OH i will have to think about this one, get back to you later off to take xmas gifts to some of family.

First Id attempt to keep quiet about it . Second I’d go straight to Heathrow and book a first class flight to NY, turn up on my son’s doorstep and suprise him. Third, I’d go on an expensive cruise with a wardrobe of new clothes and spend a couple of weeks deciding what to do. Once I’d cleared the children’s mortgages and put money aside for The grandchildren’s education, I’d like to help a small health and education centre in a third world country and then I’d feel satisfied that the money had helped people.

Sort out the children and grandchildren (mortgages etc.), move house and, if hubby still not wanting to move, sort him out financially and go on my own. Give the rest to charity

Often daydream about this and I have a plan
No matter how big or small half goes daughters and g-children and equal shares for them
Then 10% to charities we already support
10% to friends and distant replies

It’s the rest I’m still dreaming about ... x

I would buy DD a bungalow in the area she now lives, no more renting, large garden for DGC & make life easier for her OH who is disabled. Buy DD a new car. Pay for a nice holiday abroad for my family.

I don't want to move but my home needs decorating & new carpets etc. I would put everything apart from some clothes & personal papers into storage whilst the work was done. Have my small garden landscaped with a greenhouse & new shed. Replace old fencing.

I would give money to local charities & the larger ones I already support.

I would invest money for DGSs & make sure I had sufficient invested for my future.

As I only do Thunderball I'm never going to win a huge amount so I can only dream although I don't really want to win such a huge amount, too much to cope with.

I certainly wouldn't go public. £79m is such a huge sum - I don't think I could get my head round it. I'd love to give to family and friends - large amounts anonymously - how I don't know.
A plot of land with a house built to my spec wouldn't go amiss. Nothing fancy - no sports cars, helicopters, yachts, etc or daft things which are 'look at me.' I'd worry about hidden pitfalls which are bound to exist. Trust me to fret.

If it was several million, I’d open and fund a school for girls in Africa or Afghanistan. I’d buy a house for my daughter and a house with a bit of land for us so that we can rescue goats and pigs.

I heard someone comment last night ‘trust him to be a builder, no wonder he was six weeks late’. Cue much laughter round the table!

Assuming that we're talking about millions, I'd refuse all publicity and not tell a soul. I'd help our AC who rent to buy properties. I'd give all AC some money to cover the grandchildren's education/university fees etc. I would definitely make donations to charities, and ensure our final years care was covered. I'd probably also take financial advice on how to invest the remainder so that our C would not be penalised by inheritance. Money doesn't necessarily bring happiness but it can provide security and comfort.

Family first then charities. What would I want with millions at my age? I'd have a gardener to do the heavy work and a designer to do the house out from top to bottom in cottage garden style.

Trust me to have a funny thought------a swift visit to a solicitor to organise/rearrange my Will in case I suddenly died of shock at such an amount otherwise all the " unknown " relatives would be descending causing grief to the family.

Have had daydreams about what I would do if I won the lottery but DH always says he would need to win it before he thought about it. My plans were always a large donation to a children's hospice and then making sure my family were financially worry free by making sure they all had mortgage free homes of their own.
Strangely when this came up at a family gathering about 12 years ago my adult children were full of what they would do if they won but not one said they would make sure I was okay. Makes one think.
Still in Portugal 20% tax is taken off any lottery win over €5K so the winner would not have received £76 million here

Like most of us, I dream about this occasionally, but like Daisyboots, I have dual citizenship and my other country taxes lottery wins quite heavily, so my first step would be finding a way to avoid them finding out!!

I remember hearing about a woman who lived locally. She won a lot of money and vowed to save her village. She planned on reopening a factory, amongst other things. As far as I know it all went wrong for her. Sad to think she wanted her money to help her community, but probably didn't have the business brain to make it work.

Why to the Church? Biggest landowners & shareholders in the land. I never get why they appeal to their ‘poor’ parishioners to help fund a new roof or some such. Unbelievable.

My dream (besides helping my DDs out and buying my villa in Tuscany!) would be to set up a charity to buy small studio flats for single or couples who are homeless, as this is the demographic which falls most often through the net!
Rents would be set very low,and benefits would be accepted,each tenant would have the option of a support worker funded by the charity, to help them settle in to stable accommodation, sort out benefits, get furniture, arrange bill payments etc. and help with accessing debt advice (if needed)
Having worked with very disadvantaged clients over many years in my job with a legal advice charity, I found that this is the group which usually draws the short straw with getting support and a leg up, especially the young homeless people.

A very good idea Jenpax because they are the people least helped generally.

First off, I'd get my dd a housekeeper 5 mornings a week to help her keep her place in order.
I'd pay for the kids to go to private school S there's no way they are reaching their potential where they are.
Then I'd go private and get me and hubby a full MOT.
I'd help out some family had hard working young folk I know and then have a serious think about what to do with what's left!

I would discuss investments with my bank; hire a gardener and have the front garden turned into something easy to keep tidy, pave the drive and we would build a new bathroom too.

Look into which charities we wanted to donate to.

Travel while we are still fit enough to enjoy it.

I would buy a new house for son so my DGC can have a garden. I'd buy it where he wanted to live and then pay for his son to have the speech therapy/schooling my DGS so desperately needs. At the moment my son has an hour and a half's drive each way to get him and his wife to work. They daren't move because the area he works in has dire services for autism by comparison to where he lives.

I would see to my children and gc first and then the rest to charity. Also something I could do to help get people of the streets if I had enough, day centres or sleep pods that sort of thing.

I like henetha's idea of hiring a PA for the same reason as her. I am fed up with coping alone and life gets more and more complicated every day!

I would set up a charity with 60% of it , with my family administrating and investing to maximise its use ( they would be on good salaries and do jobs that suit their skills) if they wanted to of course. Invest,in properties for the grandchildren for their future, stay where we are but make major house improvements . New cars for all of us, set up a care hotel for our future . . £76 million is too much unless you predominately use it for others ☃️??

Every day we see people on the news or from Charity requests for donations who are suffering in ways that are so terrible. I had started wishing I could become so rich that I could respond and help in a really life changing way for these people. It seems that Jesus' words "the Poor you will always have with you" are everlasting, but I wish I could do something about the suffering, especially of the children.