Cash or Card ?

Crikey mabon1 you have a milkman. They no longer exist in my neck of the woods and I am semi rural. The milk depot in our area closed down years ago and is now a car exhaust centre. I think they struggled when the supermarkets appeared but then online food shopping finished them off. There's been no milkman in our area for at least 10, maybe 15 years.

Does he still deliver in glass bottles. I remember the days when our milkman delivered orange juice in very small glass bottles and if you were really lucky, a chocolate milk that I think was called 'Micky'. A small glass bottle with a blue lid as I recall. The orange juice had a green lid. Oh those were the days!

MilkandMore. On line. Still deliver to you door milk and juice in glass bottles also groceries, cleaning materials, everything even garden compost. Pricy but worth it.

We have a milkman who lives locally, and delivers milk in glass bottles from a local farm. He’s not the only one in our area either. It’s good to see them getting more business now from our younger neighbours, who are cutting down on their plastics use.

Milkandmore here too, they deliver but we pay online.

Ours emails a monthly bill, then we pay online.

Sarahellenwhitney I am no more responsible for my window cleaner/anyone else's tax affairs than I am for Amazon/Starbucks taxes.

Feel a bit marooned if I don’t have some cash on me. Pay for most stuff by card or online now. Those of you who don’t use cash, how do you keep track of expenditure, must be rafts of silly little amounts to tie up.

I have shops near me that only take cash because as small businesses they can't afford the bank charges for using cards.
There are also a number of businesses that only accept card payments. A cafe that has a lot of delivery business explained that they worry that their drivers might be mugged for cash and so never use it.
Both seem reasonable to me.

I too have a milkman, I ditched Milk & More in favour of a local milkman, lots cheaper & in glass bottles. They don't do the same wide range of non dairy products but do sell butter, cream & cheese.

I dislike contactless & have only used it once. I do use debit card for some of my shopping but my local shop only takes cash, luckily it's also a PO so I can always draw cash there. I still use cheques quite a lot. I'm only 62 & hate the thought of a cashless society, I like some cash in my purse.

I nearly always use a card. Even all the little shops in our village take contactless payments now. It means I don't have to carry cash around, don't need a handbag and can just carry my phone wallet. Very liberating!
Something that I have noticed though is that it means I never have cash for buskers, beggars and big issue sellers when I want it. If I am going into the city I have to remember to take a pocketful of change. The cashless society must be having a big impact on them. I haven't come across any that take cards yet!!

I use debit and credit cards but I refuse to do online banking there are so many scare stories.

Recently I had my purse, with £30 cash, and contactless debit card stolen from my shopping trolley and on contacting my bank learned that 3 payments totaling nearly £90 had been taken in 9 minutes!
Beware, thieves move very quickly. Fortunately the bank made no charges to my account and the police are currently investigating the ctv's of the shops concerned.

I withdraw my housekeeping money and pay in cash for household goods, as otherwise I would be tempted to overspend. Bills are paid by direct debit.

In the days of cheque books I only used mine for paying bills or any very expensive purchase, like furniture, where I today use my visa card.

Old fashioned, I know, but the system has worked for me since I got my first cheque book and used it as much as possible and was mortified when the bank teller whispered to me, "Your account is overdrawn, when will you be paying money in?"

There was a run on our local cash machines on the night of the Christmas market, followed by several charity fairs the following day. Naturally fairground rides want cash, as do charity stalls.

I use both, not contactless though. I prefer cash, that way when out shopping I set myself a budget and stick to it.
It works.
I hope we don’t go totally cashless.

Stella1949- do you mind sharing which tracking app you use. I would find it very useful!

As with most things now these days, personal choice is being taken away from us, we should be able to have both cash and cards and cheques.

Herbie9

Oh dear! It's good that your bank levied no charges but why did you have your bag/purse in the shopping trolley instead of on your person? Thieves scan shoppers to see where they have their purse and if you don't have a cross-body bag and keep the opening next to your body, I highly recommend that you buy one.
That way, you can look on shelves away from your trolley without fearing that someone will snatch your bag/purse.
I hope police catch the offender but, knowing our courts, it's unlikely (s)he will go to prison, more's the pity.
Enjoy Christmas and buy that bag

Having just had my bag stolen I'm pleased I had asked my banks not to send me contactless cards. It would have created even more problems than I had already.

Sorry to hear that, amt101. I hope you get it all sorted out quickly.

Your absoulty right too .
Did you no that hackers can clone a card from as much as a mile away with a special device.
I never use contactless , because of this .
When you use your pin they cannot get your details as they fo with contactless .
Despite the lies by the banks its not safe at all.
So pass this on to warn your family and friends.
I worked in banking for 33 years .

The bank send contactless automatically then you have to phone up and get a new card sent out.

I think you can buy little wallets which shield your card so that hackers can't clone them.

I use my card for nearly everything these days even tiny transactions as I rarely get near a cash machine! I find contactless a real boon as it’s so quick and saves messing around looking for change in busy shops.

I'm sorry but I have to say that it is not possible to clone a bank card from a mile away. If you are worried, why not keep your card in an RFID purse or wallet.