Should I buy the extra insurance.?

Never. I read an article in Which many moons ago and have never bought extra insurance since.

There was a brief period where you could do this with Curry's and if you hadn't claimed by the 10th anniversary you could get the insurance premiums back. Of course there were all sorts of things to ensure that most people would never be able to do it, including keeping all the documentation and receipts, but I was determined to keep them to their promise, and ultimately succeeded. I don't know how many other people did, but I notice there are no assurances like that any more!

I'm with gill - don't do it!

No - how often do fridge-freezers go wrong?

The verry pleasant lady is probably on commission to sell these extra insurance packages!

Check your house contents insurance. Freezer breakdown may well end covered.

Ana, I agree, I thought I was just ringing to 'register', appliance, it was more about selling insurance, almost a "cold call", that I had prompted, the lady also tried to sell cover for dishwasher(different make), that is 2.5 years old & now out of warranty.!!

No. I have been plagued by offers of insurance following the purchase of a washing machine. In the end I snapped and was rude to the caller.

I never take insurance on electrical goods ,the cost over 4 or 5 years is often enough to replace them so just stick that amount in a jar.Our FF looked really sick the christams before last and we wanted to make sure we had a working one for the holidays so bought one online.Lo and behold the sick one started working again so we phoned and cancelled the new one ,our old one is still working fine.The people we had ordered the new one from said they would hold the price of it for 6 months so we could go back and get it at no extra cost.Very kind of them I thought .

Christmas !

I would personally not bother when we moved into our aprtment nearly 10yrs ago we bought a second hand fridge/freezer and have just moved it with us to our new bungalow we have never had a problem with it and has been the best £60 we have ever spent,you could end up paying more in premiums than the cost of a replacement.

Fridgefreezers, unless they are the fancy ones that need to be plumbed in, seem to go on forever. We still have a back-up for busy times FF in the garage which we bought in 1991.

I wouldn't bother with insurance,

gillgran you don't *need to buy it - what a cheek!!
DH says that, if fridges and freezers are likely to go wrong it is usually in the first year when they are under guarantee anyway. That is because there could be a fault with that particular item but generally they don't have that much to go wrong and should go on for years.
The salad boxes often break, even on a more expensive model, and this is not covered by the warranty or extended warranty anyway.

Having said that I will probably find mine has gone kaput when I go and look!

It has got 3 years brand warranty included already I notice - that is very good and more than enough.
You would be paying for a 4 year warranty for 1 year extra!

It is a question of averaging over lifetime. If we had bought the extra insurance every time we bought a new appliance we would have shelled out thousands of pounds over the last 50 years. It is worth taking the risk of the occasional repair or replacement bill. You will spend so much less than if you keep taking out these warranties.

Definitely do not. Just 'self insure' i.e. squirrel away a bit in a separate bank/savings account regularly. That's how we have always done it for large appliances. These people will sound very persuasive.....they get commission!

Don't buy appliance insurance. When we moved into our current home we did a massive rebuild/refurb and had new kitchen appliances, boiler etc. If we had taken out the suggested insurances we would be paying out hundreds of pounds a month.Five years later on, if we have to replace anything ( fingers crossed, nothing so far) we will still be in credit by many hundreds of pounds. These insurances will soon go the way of PPI I think,

OK! We have had 2 'free' tvs, a washer and a dishwasher by buying the extended warranties so consider we are winning.

Ex's brother worked for Dixon's many years ago and said they made a fortune out of these insurance policies, I've never bought any!

I wouldn't do it either. Fridge freezers are not that expensive to buy in the first place. I know they can be if you have a wonderful fancy one which does everything barring sing dixie, but mine, well they freeze stuff, or keep it cool. I would also squirrel a bit away for when the passing of the fridge/freezer happens .

No. We use John Lewis who have extended warranty anyway.

We don't do it for fridge freezers but when one of mine died just after I had cooked up a storm and filled it with lasagne, curries, shepherd's pies and casseroles, I was livid to be asked to cost and photograph everything we had lost!

Never a fridge freezer, but always have breakdown insurance for the washing machine. When the children were in nappies (the real ones) our repair man came so often he was almost a member of the family.

I couldn't believe it when my DH bought a new armchair at furniture village and they strongly recommended taking out insurance. I laughed at the chap and said you are joking? But he was quite serious. Perhaps he was worried a leg might fall off. On the other hand would it cover my DH falling off the chair and breaking his neck?

There is a list of how long appliances should last which vastly exceeds the usual 1 year warranty and EU states 2 years min for electrical goods..........people are too easily fobbed off by guarantees which are just there to protect the manufacturer.

Best save your money and relace things yourself if they go wrong, years down the line the latest thing will be far nicer than the one you are replacing.

No!!