When there aren't enough jobs, it doesn't matter how determined some people are. My brother gave up the full time job of looking for a job after years of trying and went to do voluntary work for CAB to regain his self-esteem. His physical health had been damaged by a massive road accident (ruptured diaphragm, burst lung, punctured liver, crushed arm, broken ribs – shall I go on? – not to mention the total shaking up of his brain). He got some temporary jobs as an accountant, but because his speech was slurred and his manual coordination not as good as it had been. He had a hard time. Eventually he gave up.
It's OK to give up sometimes. My brother is not weak, nor did he exploit any loopholes.
Forgive me, jura, but your posts come across as very cross with the world and even a little jaundiced. I'm sure you are not cross or jaundiced.
If my mum has to sell her house to pay for care in her very old age, I think that's perfectly fair. People who haven't got a house to sell, who have been paying rent all their lives, obviously can't pay for their own care because they haven't got the capital from a house sale. That kind of 'wrench' can't be avoided. Other wrenches – booting people out of their homes because of bad planning on the part of government – can be avoided and should be in my opinion.