Anyone live on £900 a month?

My situation is exactly the same as yours. I have been retired for 20 months now living on my private pension only of £900 per month. I was worried I might have to use more of my savings but am finding it very easy to live on.
With 21 months to go till state pension I am now going to spend some savings on household projects instead of waiting.
If you can manage your money it is very doable. Good luck.

To the last 3 posters - that’s very encouraging and thanks for sharing.

Thank you all. I’ve added everything up and £900 is the figure I’ve arrived at. I don’t take holidays and spend very little. If I supplemented my private pension with savings, I’d have 8k savings left when I get my state pension and can start saving again. I know it’s tight but my mental health (the reason I’d retire early), is absolutely awful.

Yes I have my state pension and a small occupational pension my income is well under £750 per month, my outgoings are absolute essentials only, and every penny counts, if I cant afford it I dont have it

£900 per month is more than single pensioners get on pension credit and there are a lot of people who manage on that.
For two years you could manage without holidays and any non emergency house upgrades. I would have retired earlier if I could have managed without the state pension.

I live on a similar amount and it's doable, just, for me. I have some money set aside for an emergency or unexpected bill. I don't have a lavish lifestyle though.

Only you can say if £900 a month would cover all your particular outgoings and leave you with enough to live without worry, MaggieTulliver. But you’ve done your sums and are still considering it, so must think you can. I don’t live alone, but will say that retiring early was the best decision I ever made. And as long as you cover your outgoings, with enough put by for repairs and emergencies, you’d probably find like I did that you need a lot less to live on when you stop work.

As FC has already stated, calculate all your outgoing expenses for utilities, council tax, food etc and don't forget that appliances do wear out and might need replacing. Do you run a car? What about holidays/Day Trips? Digging into savings is ok now and then but for overall living costs can't be wise surely?

You say that your retiring due to ill health, would you be eligible for some kind of benefits?

Whatever you choose to do, I wish you well, good luck.

Hello again, thank you!
What have you got left after bills and food, do you have an emergency stash.
I think that it's doable especially if it's just for a couple of years, especially if you really want to give up work.
It's all about maintaining a good quality of life isn't it

Not eligible for PIP I don’t think and yes have done my sums.

Sorry yes it is Fanny - the £900
limit is only until I get my pension. Ididn’t explain that very well!

Sorry, is the £900 limit just until you get your pension?

Have you added up all of your bills and seen what is left yet? Make sure that you've got the very best deals for gas & electricity etc.
Are you eligible for PIP?