I’d give each child enough to make them comfortable, without having to worry too much about money again, providing they were sensible.
I’d give the business a big cash injection so we wouldn’t have to keep worrying about cash flow.
I’d give a large sum to the local hospice, which is always struggling, and then I’d give a lot of thought to how I could help other people, maybe individually rather than throwing money at charities.
Obviously I’d spend some on myself, I may not move house, but I’d make a few changes.
I would send each of my school age grand children to a school of their choice, they all have different interests, and I’d love to see them getting opportunities to follow their dreams. The oldest one, I’d buy a little flat.