You also asked how to live frugally so here's some ideas.
Walk instead of drive/bus
Drink only water
Shop for food at the end of the day when there are lots of bargains
Buy/ cook extra and freeze portions
Jacket potato, pasta bake, omelette, risotto with leftovers
Turn the heating down and go for a walk or visit the library
Don't heat rooms you aren't using
These might be things you do already of course ...
England vs Mexico -BBC great idea!
How should a family manage an estranged relationship?
What did you you think you would have by your current age that you don't?
