Weâre often told on Gransnet that we shouldnât mention the hair, nails, iPhones, drinking, excessive hen/stag parties, computer games, and so on because the young are struggling and poor, and they deserve these âtreatsâ to make their lives bearable. I donât take that line, anymore than I believe that all pensioners should be shivering in their homes because theyâre unable to afford heating, despite the ÂŁ500 heating allowance awarded to all pensioner households last year. Plenty of pensioners can well afford to go out for lunch or coffee, plenty (even on Gransnet) can afford second homes to holiday in, plenty can afford to holiday at home or abroad, and plenty can afford to help their children financially. That is not because of the State Pension, which is abysmally small, but because many have provided for themselves by paying into a private pension or an occupational pension, and many have benefited from extensive inheritances.