Callistemon Oh yes - mortgage companies would not take into account wife's earning for mortgage. When we got married I was earning more than my hubbie, and when we tried, prior to that to get a mortgage ran into these problems. The LCC introduced a scheme whereby any person living in London would be lent cost of house (upto 100%), based entirely on local EA valuation of that property - with no questions asked regarding earnings etc. Higher rate of interest was charged and this enabled us to get that £3,950 house. Once in we let the garage, and took in a lodger to help us pay the mortgage.
60p for visits to the toilet !



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