We have a disabled daughter of 48, due to very bad rheumatoid arthritis. My husband and I are both aged 68. We are worried about what will happen when we are gone, although she says she`ll sort something when the time comes. One of our sons last week was asking us about the same topic, and came up with an idea that we`ve vetoed, and he can`t understand why. His idea is that they sell their house, which they were already planning, we sell our house, which is all paid for, albeit not worth very much, and put our money, with their equity, as a downpayment on a fairly large dormer bungalow that they`d seen for sale. We said that we can`t afford to start paying a mortgage at our time of life and with our limited finances, he said that we wouldn`t need to, they`d pay the mortgage. We`d have our own bedrooms, and sitting room, hubby would share another room with their 2 boys as a games room, but we`d be sharing kitchen and bathroom. Firstly, neither my daughter or myself wants to live with anyone else, secondly, they don`t have a very good financial record, what happens if they fall behind with the mortgage? Thirdly, their marriage isn`t the most stable at the moment, what if they split up? And fourthly, our house is our legacy to our 5 children, it`s not worth a lot, but it`s all we have to leave them, if we sell it to move in with them, our other 4 children will get nothing. I hope I haven`t posted this in the wrong place?