Phew, it's done!
Thanks to everyone for advice.
I sat down with old fashioned pen and paper tonight, drew columns, looked at online quotes, and ticked boxes to satisfy myself that I'd looked at it all. (I probably haven't but it's done now)
Let's just hope that I don't have to make a claim anyway.
Am now off to watch some tv with a clear conscience knowing this is done.
Are terrorist causes ever right?
Andrew Mountbatten-Windsor has won his legal case today.



