I must be an odd person,I have ankle socks all the year round, except in the summer when wearing sandals, IF the temperature should drop to say minus 15 or lower, then I might have tights on, but then I am too warm indoors so have to take them off, I never wear a hat or beanie, wear gloves to the car but dont drive with them on. Will wear ,my Skechers as long as I can, boots when necessary.I think with having grown up in the North of England my body got used to the cold, now I hardly ever feel it, live in T shirts indoors all winter,I must add I now live in Sweden, when it does get cold but it doesnt worry me unless its really cold about -15-20 degrees.Of course the Swedes think I am mad, and I probably am!