It never fails to surprise me how many couples go into retirement without discussing their expectations of this important phase of their lives.
It's a complete change of lifestyle for us and we need to discuss and plan what we want to do and what we can afford. Couples don't need to be joined at the hip, lots of opportunities out there for all tastes.
James Cleverly is running to be Mayor of London
BBC2 Proms - Celebrating James Bond tonight


