I don't really understand what you mean Norah.
An insurance scheme wouldn't be that different from people paying taxes and NI. The only difference would be that different groups would pay different amounts.
Germany has an insurance model. People pay a set amount of their income, including pensioners. There are some exclusions, such as those who are too disabled to work and children. Unlike NI, it's not capped, so people on high incomes pay much more.
However, the method of funding itself doesn't result in better outcomes. Better outcomes are achieved because Germans spend considerably more per capita on healthcare than in the UK. Even Germany has a private top-up scheme for people who aren't satisfied with the service offered by social insurance.
Incidentally, the German model means that more is spent on admin, collecting the contributions, checking people have paid and reimbursing doctors and hospitals, etc.
People being over fussy about cat welfare
Anyone else struggle with this?
Support and friendship for those whose lives have been affected by estrangement.


