All private insurance in the UK and USA are based on age, and pre-existing conditions. Either by excluding them totally, or by making the premiums massively expensive.
The above is irrelevant. People with a need for continuing care, prescriptions etc are still using the NHS for this kind of mdical care - an also for acute, emergency and very serious illness, but using the private health facilities for other care.
Most people use the private system selectively. For consultations, and for routine operations where there are long waiting lists, or when they have suffered poor treatment in the NHS and are now distrustful of it.
A significant number of private patients are self-funding. Private health insurance is expensive and you stand little or no chance of getting your money's worth. Many years ago we set up a savings account into which we put a small sum of money every month. Over the years it has mounted up, and this is how we have funded a number of consultations with specialists for both us and our children. We have since discovered just how many, older people in particular, have done the same thing.
Older people are also using life time savings and even equity release to fund private health care.
I have asked several times for the evidence that the government agenda is an American style health system and answer comes there none. Only tales of NHS contracting work out, which it has been doing since it was founded. Contracting out has nothing to do with privatising the health system.
Good Morning Thursday 9th July 2026
What words annoy you when used wrong or people don't know the meaning of?



