NI isn't ring-fenced. It's just another form of tax. Yes, I do think it needs to change. The government keeps the "headline" income tax down, but increases NI. Of course, that means that Conservative core voters (pensioners) aren't affected.
I don't think NI in its current form is the way to do it, but I do think all adults (including the retired and economically inactive) should pay some form of National Health Insurance. It would need to be graduated and mean-tested for those who genuinely can't pay.
Good Morning Friday 4th September 2026


