Because the public sector has been well unionised they have very generous separate pension schemes they do not have to rely on the pitiful State Pension. Surely if National Insurance is to pay for pensions the State pension should be enough to live on. It is not. You can contribute for 40 years, (as I have) in the private sector and paid all the add-ons necessary and still get a pittance which is then topped up by the State to those who haven't contributed through pension credits. Those who haven't contributed fully or at all then don't have to pay Council tax and will get free tv licence and dental care just because they haven't paid enough. It isn't fair. It isn't just. Every other country has a better state pension than we do (except Albania I think) and they are ALL contributions based.
BUT all those that work in the public sector, like the police and teachers get a very generous separate pension. The unions should have fought for better pensions for all not just the public sector. And the public sector workers would have fought hard for a better contribution-based pension through National Insurance for all. Just don't underestimate the value of their pensions (eg it would cost me a quarter of a million pounds at 75 for me to have a £12,000 annuity. They are all handed a pot of gold whilst the unprotected private sector employees get nothing. It needs a rehaul. How would we feel if all public sector employees got private health insurance?
Halal and Kosher meat should labelling be mandatory?
Just discovered my home not on UK Land Registry
What "back then" inconvenience would annoy today's youngsters?


