daphnedill so sorry to hear your situation, and I thought I was badly off. Have always worked but like you gave no thought to a pension so didn't pay into employers' scheme, then worked overseas where couldn't pay into UK pension and no NI icontributions, so state pension has big holes too. Currently working to support mortgage but don't know what I'll do when I have to retire..
: What has been your most wasted purchased made in preparation for a holiday?
My dad spent 40 years mastering his craft, and last week someone half his age told him how to eat.😠
What words annoy you when used wrong or people don't know the meaning of?




