Thanks for the petition durhamjen, which I've signed. I should think for the majority of people it's depressing enough being reliant on benefits without having the added humiliation of having to produce a card to buy anything.
Meanwhile, as benefits are being cut and these draconian measures proposed, the financial markets and wealthy individuals continue with their old tricks:
"the European Banking Authority is in the final stages of producing guidance intended to unify the array of practices that banks subject to the bonus cap have employed to avoid having to cut the pay of their key staff" (Guardian 27 September);
"Banks braced for record fines in Forex scandal" (foreign exchange market manipulation)
Lloyds Bank fined re Libor scandal - July 2014
Royal Bank of Scotland fined in February 2013
ICAP, money broker, fined in June 2014
RP Martin, money broker, fined in May 2014.
Ex-Morrisons treasurer charged over insider trading during 2013 (insider trading is done on a "nod and a wink basis" and is thought to occur frequently but to often go undetected).
It seems that, in the main, individuals who have engaged in dishonest practices have rarely been called to account. When fines are imposed, the financial institution is ordered to pay, and it is the bank's customers who will no doubt ultimately bear the cost. One way banks have sought to claw back lost money is by marketing "packaged" bank accounts, which are increasingly being criticised as failing to deliver, particularly in the area of travel insurance.
It's a pity that more exposure isn't given to this scandalous behaviour from people who are never satisfied with the vast amounts of wealth they already have - instead of continually pointing the finger at those at the bottom of the pile.
Good Morning Wednesday 1st July 2026
Lack of Carer's courtesy while in your property





