Abuse of the emergency payment fund is wide spread. To my knowledge one of my stepdaughters has falsely claimed several hundred pounds from it and then spent the money on partying and holidays. Any system that can prevent that is welcome. In my opinion needing cigarettes or booze is NOT an emergency.
Good Morning Sunday 13th September 2026

It's also useful to look at the European countries that are up the creek, financially and to realise that we're not that far behind them. Everyone wants more.