Well, as a baby-boomer, when I was 18 'coming of age' was 21, and vice versa, so I missed out on a decent present twice
. Now I've reached 60 and I've got to wait until I'm nearly 62 to get the state pension, but I will be getting it too early to qualify for the new flat rate pension due to start in 2015-ish. And now, due to another cheating DH, I need to find another job as I won't qualify for much in the way of benefits when I leave him.
Bored? I wish I could find the time!