I think people have lost the point of my intentions with this thread. I am not the least bothered about paying cheques in. There are lots of ways I can do it. It is just that is what I happened to be doing that drew my attention to what Nationwide are doing that I think is deeply misleading.
Nationwide are running this big campaign saying how wonderful they are compared with other banks, they are not cutting branches etc etc. What they are not telling you is that while every branch is still there on the High Street, for 2 or 3 days a week, the branch isn't open, which is just the same as if it were not there at all.
For urban dwellers that may not be a problem, they are out and about every day and if they need to do some banking, if they cannot use one branch, there is another one, not too far.
For those of us in more rural areas, where every trip to a town centre, large or smal, is a round trip of 10 miles or more, we tend to plan our visits and the day we go into a given town may depend on a whole slew of different factors, like, in my case, going into a town on market day because the fruit and veg from the market stall can be half the price of what I pay in a supermarket and is often more varied and better quality.
Since my local Nationwide is on the Market Place opposite this market stall, then, if I have banking to do, that is when I do it.
Except, that I cannot do that anymore, because the day I go into town is one of the days the Nationwide is not open.
So as far as I am concerned the Nationwide branch might as well not be there at all and all those self-congratulary adverts the Nationwide keep pumping out are really misleading.
Since the day I go into that town is governed by the days the market stall is there, I cannot randomly change it to a more suitable day. So if I have any banking to do, I need to make a special journey to my market town or other local town, but that means special journeys, with all the travel and time costs, plus the environemental costs of extra driving - and has, of course, be tailored to the days when branches are open.
I just thing the Nationwide advertising campaign is deeply duplicitous.