Carrying Cash or just Bank card

I can't remember when I last used cash (or cheques) - must be years ago. I just take my card and keys when I go out.

I refuse to pay workmen, window cleaners, hairdresser or cabs with cash - as I believe that everyone should pay their fair share of income tax, just like me!

I must be an antique ! I wrote three cheques yesterday !

It's not a moral issue with me particularly but if a service doesnt accept cards I just dont use them again.

I use both. I prefer cash a I can remember spending it. Contactless spending is too quick and it's easy to forget you when out for a couple of items and ended up buying a couple of carrierbags full.

Always use a card but make sure I have cash for a carpark that does not have card payment at the machine...

Haven't used cash for years, never have any on me, not even small change. There's no need, you can even pay bus fares by card now.

I dont even carry a card! I have apple pay on my iphone with all my cards on there and use that to pay for virtually everything! We did need a pound coin the other day to pay for swimming locker for DGS lesson luckily DH still carries cash!

Since the start of the pandemic when shops stated a preference for cash payments I rarely use cash. I have my bank card in my phone wallet and keep an emergency £10 note tucked in there.

I refused to use contactless payments until I was worn down by Lockdown, but it still worries me. How do you prove a negative? Banks can make mistakes. I wonder how many people check every contactless payment carefully.

And my hairdresser charges £43 for a cut and blow dry, but only takes cash. I keep pounds for supermarket trollies, charity boxes etc and like to pay for small items by cash as otherwise trawling through loads of contactless payments in bank statements would be useless as I wouldn't remember what every transaction was for, and therefore couldn't be sure they were accurate. And how would I give my grandsons the occasional bit of money?

I keep my bank card in my mobile phone holder and use it now, my purse has been redundant since Covid arrived as some shops preferred cards. I keep a tiny coin purse at the bottom of my handbag and use it for tips when out for lunch, hairdresser, etc.

When shops stated preference for card payments I mean!

I carry a couple of ponds in cash as parking machines need paying. I also keep a few pounds in the house for hairdresser and window cleaner. Everything else is paid by card.

I use both. My hairdresser must be unusual as he only accepts cash. I pay the window cleaner in cash. I also need cash for paying for my yoga & dance fitness classes & my ladies groups. I also use cash to buy newspapers & other purchases from my corner shop, also cash is used for paying for tea & biscuits at work.

Cash is so much more convenient because no paperwork is necessary. I do use cards often, but always credit cards for preference as they do not allow direct access to my bank account. At the end of every month I check paper receipts against statements, and soon spot any problem. One day, our vulnerability to power failure or to hacking attack will make cash a necessity, so I would always keep some by me.

"I like a few pounds in coins. Handy for putting in a charity box or for a tip after paying by card at the hair salon, bar or restaurant. I dare say tipping is becoming obsolete nowadays now people just pay by card."

Tipping definitely not obsolete, just add the tip to the card payment and whoever it is you are paying take that surplus amount out of the till. Lots of places give you the option and prompt you to tip.

The only time I use cash is for kids birthdays and I raid my husbands wallet. i have not had cash in my purse in ages but he does as some of his jobs pay him in cash

In the small town I live in quite a few businesses are cash only. The dog groomer, restaurant, hairdresser, cafe etc. I find it a bit behind the times compared to the large city I moved from. I don't like using cashpoints for safety reasons so get cashback at a supermarket.

Prefer cash as can forget my PIN number ??

Now so many places take payments by card I use contactless most of the time. It's easier, and I get a receipt. Since we have a joint account my husband knows how much I've spent!
There are a few places, some cafes and market stalls where cash isn't accepted, you need cash for some supermarket trolleys, donations to on-street charity collections and of course the public loos!

I use both. Can’t inagine buying a newspaper with a card, or paying parking fees.

Jaxjacky

Our village encourages cash, many of the elderly locally prefer cash, for whatever reason. I wouldn’t like to see the demise of cash, so use it in the local shops, pubs, cafes, at the farm shop, pharmacy and for fuel.I’ve also paid some tradesmen in cash.

That's funny, the shops in our village encourage the use of contactless cards. I think this started with Covid, but because there are no longer any banks in the village, they find it much easier not to deal with cash at all.

My hairdresser prefers cash so to get round this I pay her by BACS as I never carry cash.

I have not read all of the comments on this subject but the thought occurs to me, what if one is in need of, say, a taxi, does the driver have a card reading machine.

I don't even take my card out with me these days, and sometimes not even my phone - I pay for practically everything with my Apple Watch.

I always have some cash on me. My hairdresser only takes cash, the local cafe only takes cash, most of the stalls at the market take cash. I also don’t think it is a good idea for cash to disappear altogether. If technology goes wrong, and tills aren’t working properly, it is good to have a bit of cash in the wallet.