Nothing useful, just a MOAN!

Debt recovery agency after us over a very old credit card debt that I am certain is paid off. DH is dealing with it as I might be less than polite if it was left to me.

Am seriously considering blowing my little nest egg (not the serious family savings....himself does clever things with that) on a diamond ring and just enjoying it.

ISA's unfortunately need to be moved often to get the best out of them.. I got fed up moving it so opted for a fixed rate one for 2yrs but I'll still have to then move it elsewhere after the 2yrs.. its very annoying.